Earn up to 18.63%* APY on your crypto.

Borrow for as little as 0%** APR.

Celsius Network is a leading Centralized Finance (CeFi) platform for crypto assets offering competitive interest reward rates for deposits and low interest rates on collateralized loans. Over 40 assets are supported and the community has grown to over 1 million users in just 3 years.

CEL is the native token for the Celsius Network platform. It’s an incredible rewards program that gives you up to 25% more weekly rewards and up to 25% discounts on loans, just by holding CEL in your wallet!

The CEL token trades publicly on Centralized Exchanges (CEX) including: FTX, Liquid, Bitfinex, Gate.io, Bittrex, OKEx, Bancor, Bilaxy, CoinEx, HotBit and HitBTC. CEL also trades on Decentralized Exchanges (DEX) including: Uniswap and 1inch Exchange. You can also purchase CEL through the Celsius Network OTC or in-app via 3rd parties.


Earn up to 18.63%* APY on deposits! What makes Celsius Network different from traditional banks is that they give back up to 80% of their revenue to the community via weekly rewards in crypto.

All you need to do is:

  • Get Celsius
  • Verify yourself
  • Deposit your crypto
  • Get paid weekly


Borrow from as low as 0.75%** APR. Why sell your crypto if you can borrow for less than 1%? Whether consolidating debt, purchasing more assets or an emergency, Celsius Loans has you covered!

Unique selling points:

  • No origination fees
  • No credit checks
  • 40+ collateral options
  • Lowest industry rates

What’s the difference between APR and APY?

What’s the difference between earning in-kind and earning in-CEL?

How does the Loyalty Program work and how is the CEL Ratio calculated?

What do you mean ‘no fees’? What’s the catch?

What’s the ‘snapshot time’ and when do I get paid?

Want to be a Celsianaire?
Try our calculator…

What are Celsius crypto-backed loans?

What’s the Celsius Flywheel and how does it work?

Proof of Community… what is this?

What’s the difference between CeFi versus DeFi?

“We are so grateful to have found Celsius. After depositing our first crypto in 2018, our weekly rewards allow us to be financially free now.”

Cooper B – San Fransisco

Want to give it a try?

* Earn up to 18.63% APY on Synthetix (SNX) deposits for Platinum Loyalty users earning in-CEL only.

** Borrow for as little as 0% APR for users taking out a 25% LTV loan in the United Kingdom and California, USA. Other Platinum Loyalty level users can borrow from as low as 0.75% APR if interest is paid in-CEL tokens.